Course curriculum
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1
Introductory Videos
- An Introduction to Your Tutor - Paul Archer FREE PREVIEW
- Screenshare Video - Showing How This System Works FREE PREVIEW
- Tips to Use Bootcamp
- Study Techniques - Learning Styles
- CeMAP 2 & 3 - 4 Month Scheduler
- Memorising versus Understanding
- Paul's First Hand Experience of Taking an At Home Exam
- Paul's CeMAP Livestream Podcast FREE PREVIEW
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2
Lesson 1 - Property and Mortgage Markets
- The UK Lending Sector
- Mortgage Intermediaries
- The Residential Mortgage Market
- What is a Mortgage Network?
- Wholesale Funding
- Causes of the 2008 Financial Crisis
- Securitising a Mortgage Book
- Peer to Peer Lending
- Peer to Peer Lending - The Sequel
- The Future of Housing Prices
- The Housing Market and the Stamp Duty Freeze 2020/21
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3
Lesson 2 - Types of Borrower
- First Time Buyers
- The Middle Aged Lending Market
- House Buyers Who Have Difficulty Borrowing
- Vulnerable Customers and Mortgage Prisoners
- Vulnerable Customers
- Commercial Borrowers - Those Buying Company Premises
- CeMAP Lessons 1 and 2 Textbook Audio Review
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4
Lesson 3 - Mortgage Regulation
- Regulation of Mortgages in the UK - An Overview
- Mortgage Regulation from 2000 to Present Day - A Timeline FREE PREVIEW
- The FCA's Mortgage Market Study
- An Overview of all Mortgage Conduct of Business Rules (MCOBs)
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5
Lesson 4 - Mortgage and Property Law
- What is a Mortgage - A Legal Definition
- The Mortgage Deed Explained
- How Property is Owned - Joint Tenancy v Tenants in Common
- Property Tenure - Freehold, Leasehold, Commonhold
- Leasehold Reform
- The Proposed Leasehold Changes for 2022
- More on Leasehold Ground Rents and Charges
- The Problems with Commonhold Tenure
- Legal Rights of Access Over Land
- Chancellery Obligations From the Church
- Mortgage Fraud and the Fraud Act of 2006
- CeMAP Lessons 3 and 4 Textbook Audio Review
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6
Lesson 5 - Buying and Selling a Property - An Overview
- The Process of Buying and Selling a House
- Selling Property - A Case Study
- Buying Through Auction
- Modern Auctions - How They Differ
- Land Registration
- Mining Searches and the Impact on House Purchase
- Local Authority Land Charges (Local Searches)
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7
Lesson 6 - The Legal Aspects of Property Purchase
- The Legal Process of Buying and Selling a House
- The Mortgage Process
- Mortgage Offer of Advance
- The Role of Estate Agents
- Regulation of Estate Agents
- CeMAP Lessons 5 and 6 Textbook Audio Review
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8
Lesson 7 - Regulation and the Buying Process
- An Overview of MCOBs
- Marketing Mortgages MCOB 3
- Conduct of Business Requirements - MCOB 2
- Initial Disclosure MCOB 4
- Execution Only - New FCA Rules 2020
- Mortgage Disclosure and the European Standard Information Sheet (ESIS)
- Disclosure at Offer Stage - MCOB 6
- Disclosure at Completion Stage - MCOB 7
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9
Lesson 8 - Scots Law on Mortgages and House Purchase
- Scottish Law and English Law - Compared
- Scots Law and the Survey Report
- Glossary of Scots Law Terminology
- CeMAP Lessons 7 and 8 Textbook Audio Review
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10
Lesson 9 - The Role of the Mortgage Adviser
- The Role of the Mortgage Adviser FREE PREVIEW
- Mortgage Intermediaries
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11
Lesson 10 - Assessing the Applicant's Financial Status
- Mortgage Affordability Overview
- Assessing an Applicant's Status
- Assessing Status - MCOB 11
- Corroborating Income - Employed, Self Employed or Directors
- Owner/Directors and the Loan Account
- Stress Testing in Detail
- CeMAP Lessons 9 and 10 Textbook Audio Review
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12
Lesson 11 - Checking an Applicant's Credit and Suitability
- Credit Assessment
- Guarantors
- Assessing Suitability
- Insolvency and Debt Problems
- Mortgage Fraud
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13
Lesson 12 - Assessing the Property and Surveys
- Different Types of Property Surveys
- The Varying Factors That Affect the Value of Property
- Problems That Cause Properties to be Un-mortgageable
- General Defects in Properties
- Structural Problems in Properties
- Structural Defects Explained Further With a Case Study
- Specialist Reports Requested by Lenders Following Surveys
- Underwriting Properties with Two Case Studies
- Underwriting Buy to Let Properties - The Specifics
- Modular Housing - the Future of Construction
- EWS1 and Cladding Issues with Leasehold Properties FREE PREVIEW
- CeMAP Lessons 10, 11 and 12 Textbook Audio Review
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14
Lesson 13 - Other Factors That Affect the Lending Decision
- The Costs of Buying and Selling Property - An Overview
- Stamp Duty Land Tax (SDLT) - An Overview
- SDLT - Exceptions for Paying
- Additional Security for Mortgage Lending
- Higher Lending Charge Calculations
- Higher Lending Charges - Further Example Calculations FREE PREVIEW
- Calculating Mortgage Payments
- Listed Building Consents and Mortgages
- Planning Consent and Building Regulations
- CeMAP Lessons 13 Textbook Audio Review
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15
Lesson 14 - Unit 3 and 4 Exams
- Unit 3 and 4 Online Test
- CeMAP 2 Online Test Pack
- Video Overview of 6 Tricky Questions
- Revision and Exam Tips Audio
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16
Lesson 15 - Mortgage Repayment Methods and Endowments
- Interest Only Versus Repayment
- Retirement Interest Only (RIOs)
- Endowment Policies
- Annual Percentage Rates (APRs) and APRCs
- Qualifying or Non Qualifying - That is the Question
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17
Lesson 16 - Other Repayment Options for Interest-Only Mortgages
- Contributing to a Personal Pension
- Taking Benefits from Personal Pensions
- The Famous Five ISAs - Investment Savings Accounts
- ISAs and Dying
- CeMAP Lessons 15 and 16 Textbook Audio Review
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18
Lesson 17 - Interest Rate Options (Standard Mortgage Products)
- Conventional (Vanilla) Mortgage Products
- Fixed Rate Mortgages
- Tracker Mortgages - Base Rate Trackers and LIBOR FREE PREVIEW
- The Demise of LIBOR
- How Interest is Paid - Interest Rate "Rests"
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19
Lesson 18 - Other Mortgage Products
- Mortgages with Lower Repayments
- Non Mainstream Mortgages - Non Status, Sub Prime, Foreign Currency, Cat and Self Build
- Islamic (Sharia) Mortgages
- Self Build Mortgages - A Timeshot of a Build
- Self Build Mortgages - More Detail
- Peer to Peer Lending
- Peer to Peer Lending - The Sequel and Problems
- Buy to Let Mortgages - Examined in Detail
- Buy to Lets and Top Slicing - How to Lend More
- Buy to Let with an SPV
- The Buy to Let Marketplace - Tax Changes From 2019 Onwards
- Buy to Let Mortgages - Changes Over Past Few Years
- Property Taxation with Second Homes
- Holiday Lets - An Overview
- 100% Mortgages
- Second Charge Mortgages
- Taxation of Property - an Overview
- CeMAP Lessons 17 and 18 Textbook Audio Review
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20
Lesson 19 - Schemes for Specific Groups of Borrowers
- Family Mortgages
- Buying Property for Your Children
- Joint Borrower Sole Proprietor (JBSP) Mortgages
- Government Affordable Housing Schemes
- Social Housing and Mortgage Lending
- Help to Buy Mortgages - An Overview
- Help to Buy Mortgages - The Rise, Fall and Demise
- Help to Buy Changes from 2021
- Right to Buy - Buying Your Housing Association or Council Property
- Lifetime Mortgages - An Overview
- Lifetime Mortgages - Interest Roll Up Loans
- Equity Release Roll Up Compounding - The Rule of 72
- Lifetime Mortgages - Retirement Interest Only (RIOs)
- Home Reversion Plans
- Home Income Plans
- Shared Appreciation Mortgages
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21
Lesson 20 - Mortgage Related Insurance Products
- Life Assurance (Term Assurances) to Protect Mortgages
- Protecting a Joint Mortgage
- Trusts and Life Assurance
- Income Protection (IPI) and Critical Illness
- Mortgage Payment Protection (MPPI) and Accident and Sickness (ASU)
- IPI Versus ASU - Which is Superior?
- General Insurance Made Simple
- Buildings and Contents Insurance
- The Dangers of Misrepresenting Your Building Insurance Application
- CeMAP Lessons 19 and 20 Textbook Audio Review
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22
Lesson 21 - Raising Additional Funds From Property
- Debt Consolidation
- Debt Consolidation and Vulnerable Customers
- Remortgages FREE PREVIEW
- Further Advances From Your Existing Lender
- Planning Consents and Building Regulation
- Planning Consents - The Sequel
- Party Wall Act 1996
- Second Charge Lending
- Second Charges - Why have one?
- Bridging Finance Explained
- Bridging Finance - A Case Study
- Bridging Finance and Regulation
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23
Lesson 22 - Transferring Mortgages
- Transfer of Equity - Adding or Removing People From the Mortgage
- Transferring a Mortgage Book
- Releasing Part Security - Selling Your Garden
- Redeeming a Mortgage
- Other Post Completion Matters - Summarised and Reviewed
- Mortgage Broker Reviews
- CeMAP Lessons 21 and 22 Textbook Audio Review
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24
Lesson 23 - Arrears and Debt Management
- Mortgage Arrears - MCOB 13
- Mortgage Charges - MCOB 12
- Assisting Borrowers in Arrears and the Pre-Action Protocol
- State Assistance When in Arrears
- Support for Mortgage Interest (SMI) - in Detail
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25
Lesson 24 - Lenders' Legal Rights and Remedies
- Repossession Proceedings
- CeMAP Lessons 23 and 24 Textbook Audio Review
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26
Lesson 25 - Unit 5 and 6 Exams
- Unit 5 and 6 Online Test
- CeMAP 2 Online Test Pack
- Revision and Exam Tips Audio
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27
Lesson 26 - CeMAP 3 Case Study Practice and Answers - Part One
- CeMAP 3 Made Simple
- CeMAP 3 Techniques Via Audio
- CeMAP 3 Revision Guide
- CeMAP 3 Case Study Alec and Clare
- CeMAP 3 Case Study Paul and Kelly
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28
Lesson 27 - CeMAP 3 Case Study Practice and Answers - Part Two
- CeMAP 3 Revision Guide
- CeMAP 3 Case Study Greg and Cheryl
- CeMAP 3 Case Study James and Diane
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29
Lesson 28 - CeMAP 3 Case Study Practice and Answers - Part Three
- CeMAP 3 Revision Guide
- CeMAP 3 Case Study Simon and Claire
- CeMAP 3 Case Study Garth and Tania
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30
Lesson 29 - CeMAP 3 Case Study Mock Exam
- CeMAP 3 Revision Guide
- CeMAP 3 Mock Paper
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31
Bonus CeMAP 2 Revision Materials
- CeMAP 2 Revision Guide
- CeMAP 3 Revision Guide
- CeMAP 2 Additional Test Pack
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32
Bonus CeMAP 2 Audio Programme
- CeMAP 2 Part One - Mortgages and Regulation
- CeMAP 2 Part Two - Mortgage Conduct of Business Rules
- CeMAP 2 Part Three - Legal Aspects of Property
- CeMAP 2 Part Four - Conveyancing, Property Defects and the Mortgage Market
- CeMAP 2 Part Five - Mortgage Applications – Assessing the Applicant and the Property
- CeMAP 2 Part Six - Additional Security, Mortgage Deeds, Offers and Insurance
- CeMAP 2 Part Seven - Mortgage Repayment Methods and Protection
- CeMAP 2 Part Eight - Mortgage Products
- CeMAP 2 Part Nine - Post Completion Matters
- CeMAP 2 Part Ten - CeMAP 3 Made Simple
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33
CeMAP Livestream Video Recordings 2021
- CeMAP Livestream January 04 - The bouyant mortgage market and selling life protection FREE PREVIEW
- Mortgage Livestream 2021 January 11 - Brexit and Mortgage Advising
- Mortgage Livestream 2021 January 18 - Leasehold changes and tips to take an online exam
- Mortgage Livestream 2021 January 25 - Business Insurance
- Mortgage Livestream 2021 February 01 - Bitcoin Simplified (10 mins)
- Mortgage Livestream - 2020 February 08 - Short Selling and Factfinding Part 1
- Mortgage Livestream - 2020 February 15th - Debt consolidation and vulnerable customers
- Mortgage Livestream 2021 February 22 - The Second "Big Bang" and Factfinding
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34
CeMAP Livestream Recordings 2020
- CeMAP Livestream 2020 December 21 - Setting Your IFA Goal and Why You Should
- CeMAP Livestream 2020 December 07 - Disability Benefits and How to Factfind on Video
- CeMAP Livestream 2020 November 30 - Sickness and Death Welfare Benefits
- CeMAP Livestream 2020 November 16 - Welfare Benefits and EWS1 Surveys
- CeMAP Livestream 2020 November 09 - Equity Release Advice and the FCA
- CeMAP Livestream 2020 October 26 - REITs and Green Home Grants
- CeMAP Livestream 2020 October 05 - Video Selling Tips
- CeMAP Livestream 2020 September 28 - Internet Lead Generation
- CeMAP Livestream 2020 September 21
- CeMAP Livestream 2020 September 14
- CeMAP Livestream 2020 September 07
- CeMAP Livestream 2020 August 24
- CeMAP Livestream 2020 August 17
- CeMAP Livestream 2020 August 10
- CeMAP Livestream 2020 August 03
- CeMAP Livestream 2020 July 27
- CeMAP Livestream 2020 July 20
- CeMAP Livestream 2020 July 13
- CeMAP Livestream 2020 June 29
- CeMAP Livestream 2020 June 22
- CeMAP Livestream 2020 June 15
- CeMAP Livestream 2020 June 08
- CeMAP Livestream 2020 June 01
- CeMAP Livestream 2020 May 18
- CeMAP Livestream 2020 May 11
- CeMAP Livestream 2020 May 04
- CeMAP Livestream 2020 April 27
- CeMAP Livestream 2020 April 20
- Paul's CeMAP Livestream Podcast FREE PREVIEW
- CeMAP Livestream 2020 April 06
- CeMAP Livestream 2020 March 30
- CeMAP Livestream 2020 March 23
- CeMAP Livestream 2020 March 16
- CeMAP Livestream 2020 March 09
- CeMAP Livestream 2020 March 02
- CeMAP Livestream 2020 February 24
- CeMAP Livestream 2020 February 10
- CeMAP Livestream 2020 February 17
- CeMAP Livestream 2020 February 04
- CeMAP Livestream 2020 January 20
- CeMAP Livestream 2020 January 27
- CeMAP Livestream 2020 January 13