Archer Training Ltd Online Courses

The UK Lending Sector

Mortgage Intermediaries

The Residential Mortgage Market

What is a Mortgage Network?

Wholesale Funding

Causes of the 2008 Financial Crisis

Securitising a Mortgage Book

Peer to Peer Lending

Peer to Peer Lending - The Sequel

The Future of Housing Prices

The Housing Market and the Stamp Duty Freeze 2020/21

First Time Buyers

The Middle Aged Lending Market

House Buyers Who Have Difficulty Borrowing

Vulnerable Customers and Mortgage Prisoners

Vulnerable Customers

Commercial Borrowers - Those Buying Company Premises

CeMAP Lessons 1 and 2 Textbook Audio Review

Regulation of Mortgages in the UK - An Overview

The FCA's Mortgage Market Study

An Overview of all Mortgage Conduct of Business Rules (MCOBs)

What is a Mortgage - A Legal Definition

The Mortgage Deed Explained

How Property is Owned - Joint Tenancy v Tenants in Common

Property Tenure - Freehold, Leasehold, Commonhold

Leasehold Reform

The Proposed Leasehold Changes for 2022

More on Leasehold Ground Rents and Charges

The Problems with Commonhold Tenure

Legal Rights of Access Over Land

Chancellery Obligations From the Church

Mortgage Fraud and the Fraud Act of 2006

CeMAP Lessons 3 and 4 Textbook Audio Review

The Process of Buying and Selling a House

The Perils of the English Conveyancing System with Banksy

Selling Property - A Case Study

Buying Through Auction

Modern Auctions - How They Differ

Land Registration

Mining Searches and the Impact on House Purchase

Local Authority Land Charges (Local Searches)

The Legal Process of Buying and Selling a House

The Mortgage Process

Mortgage Offer of Advance

The Role of Estate Agents

Regulation of Estate Agents

CeMAP Lessons 5 and 6 Textbook Audio Review

An Overview of MCOBs

Marketing Mortgages MCOB 3

Conduct of Business Requirements - MCOB 2

Initial Disclosure MCOB 4

How to Advise a Mortgage

Execution Only - New FCA Rules 2020

Mortgage Disclosure and the European Standard Information Sheet (ESIS)

Disclosure at Offer Stage - MCOB 6

Disclosure at Completion Stage - MCOB 7

Scottish Law and English Law - Compared

Property Tenure in Scotland

Scots Law and the Survey Report

Glossary of Scots Law Terminology

CeMAP Lessons 7 and 8 Textbook Audio Review

CeMAP 2 Online Test Pack

Unit 3 Online Test

Revision and Exam Tips Audio

Video Overview of 6 Tricky Questions

Mortgage Intermediaries

The World of Mortgage Broking

Mortgage Affordability Overview

Assessing an Applicant's Status

Assessing Status - MCOB 11

Corroborating Income - Employed, Self Employed or Directors

Owner/Directors and the Loan Account

Buy To Let Rental Coverage Calculations - Part 1

Buy To Let Rental Coverage Calculations - Part 2

Stress Testing in Detail

CeMAP Lessons 9 and 10 Textbook Audio Review

Credit Assessment

Guarantors

Assessing Suitability

Insolvency and Debt Problems

Mortgage Fraud

Different Types of Property Surveys

The Varying Factors That Affect the Value of Property

Problems That Cause Properties to be Un-mortgageable

General Defects in Properties

Structural Problems in Properties

Structural Defects Explained Further With a Case Study

Specialist Reports Requested by Lenders Following Surveys

Underwriting Properties with Two Case Studies

Underwriting Buy to Let Properties - The Specifics

Modular Housing - the Future of Construction

CeMAP Lessons 10, 11 and 12 Textbook Audio Review

The Costs of Buying and Selling Property - An Overview

What on Earth is a Completion Fee?

Stamp Duty Land Tax (SDLT) - An Overview

SDLT - Exceptions for Paying

Additional Security for Mortgage Lending

The UK Government's Mortgage Guarantee Scheme 2021

Higher Lending Charge Calculations

Calculating Mortgage Payments

Listed Building Consents and Mortgages

Planning Consent and Building Regulations

CeMAP Lessons 13 Textbook Audio Review

Unit 4 Online Test

CeMAP 2 Online Test Pack

Revision and Exam Tips Audio

The Financial Impact of Death and Illness

Protection Priorities for Clients

CeMAP Lesson 16 LIBF Textbook Audio Review

Welfare Benefits in Event of Sickness and Illness

Welfare Benefits in Event of Death

Welfare Benefits in Event of Disability

Universal Credit

Support for Mortgage Interest (SMI) - in Detail

Life Assurance (Term Assurances) to Protect Mortgages

Protecting a Joint Mortgage

Whole of Life Policies Dissected - Live Recording

Income Protection (IPI) and Critical Illness

Critical Illness Cover - In More Detail

Income Protection - In More Detail

CeMAP Lesson 17 LIBF Textbook Audio Review

Riders – Bolt-ons for Protection Plans

General Insurance Made Simple

Buildings and Contents Insurance

The Dangers of Misrepresenting Your Building Insurance Application

Landlord Insurance

Mortgage Payment Protection (MPPI) and Accident and Sickness (ASU)

IPI Versus ASU - Which is Superior?

CeMAP Lesson 18 LIBF Textbook Audio Review

Advising Insurance with Insurance Conduct of Business Rules (ICOBs)

Protection Advising – Quantifying and the CIG in CIGAR

Trusts and Life Assurance

CeMAP Lesson 19 LIBF Textbook Audio Review

Unit 5 Online Test

CeMAP 2 Online Test Pack

Revision and Exam Tips Audio

Retirement Interest Only (RIOs)

Endowment Policies - Live Recording

Annual Percentage Rates (APRs) and APRCs

Qualifying or Non Qualifying - That is the Question

Interest Only Versus Repayment

Contributing to a Personal Pension

Taking Benefits from Personal Pensions

The Famous Five ISAs - Investment Savings Accounts

ISAs and Dying

CeMAP Lessons 21 and 22 Textbook Audio Review

Conventional (Vanilla) Mortgage Products

Fixed Rate Mortgages

The Demise of LIBOR

How Interest is Paid - Interest Rate "Rests"

Mortgages with Lower Repayments

Non Mainstream Mortgages - Non Status, Sub Prime, Foreign Currency, Cat and Self Build

Islamic (Sharia) Mortgages

Self Build Mortgages - A Timeshot of a Build

Self Build Mortgages - More Detail

Peer to Peer Lending

Peer to Peer Lending - The Sequel and Problems

Buy to Let Mortgages - Examined in Detail

Buy to Lets and Top Slicing - How to Lend More

Buy to Let with an SPV

The Buy to Let Marketplace - Tax Changes From 2019 Onwards

Buy to Let Mortgages - Changes Over Past Few Years

Property Taxation with Second Homes

Holiday Lets - An Overview

100% Mortgages

What is Bridging, and Where are the Opportunities?

Second Charge Mortgages

Taxation of Property - an Overview

CeMAP Lessons 23 and 24 Textbook Audio Review

Family Mortgages

Buying Property for Your Children

Joint Borrower Sole Proprietor (JBSP) Mortgages

Government Affordable Housing Schemes

Social Housing and Mortgage Lending

Help to Buy Mortgages - An Overview

Help to Buy Mortgages - The Rise, Fall and Demise

Help to Buy Changes from 2021

Right to Buy - Buying Your Housing Association or Council Property

Lifetime Mortgages - An Overview

Lifetime Mortgages - Interest Roll Up Loans

Equity Release Roll Up Compounding - The Rule of 72

Lifetime Mortgages - Retirement Interest Only (RIOs)

Home Reversion Plans

Home Income Plans

Shared Appreciation Mortgages

Debt Consolidation

Debt Consolidation and Vulnerable Customers

Further Advances From Your Existing Lender

Planning Consents and Building Regulation

Planning Consents - The Sequel

Party Wall Act 1996

Second Charge Lending

Second Charges - Why have one?

Bridging Finance Explained

Bridging Finance - A Case Study

Bridging Finance and Regulation

Bridging, Refurb, Auctions and BTL’s – all moulded together

Transfer of Equity - Adding or Removing People From the Mortgage

Transferring a Mortgage Book

Releasing Part Security - Selling Your Garden

Redeeming a Mortgage

Other Post Completion Matters - Summarised and Reviewed

Mortgage Broker Reviews

CeMAP Lessons 25, 26, 27 Textbook Audio Review

Mortgage Charges - MCOB 12

Assisting Borrowers in Arrears and the Pre-Action Protocol

State Assistance When in Arrears

Mortgage Arrears - MCOB 13

Repossession Proceedings

CeMAP Lessons 28 and 29 Textbook Audio Review

Unit 6 Online Test

CeMAP 2 Online Test Pack

Revision and Exam Tips Audio

How We Study CeMAP 3

CeMAP 3 Overview, Tips and Technques

CeMAP 3 Revision Guide

CeMAP 3 Case Study Alec and Clare - Video Review from Live Session

CeMAP 3 Case Study Paul and Kelly

CeMAP 3 Revision Guide

CeMAP 3 Case Study Greg and Cheryl

CeMAP 3 Case Study James and Diane

CeMAP 3 Revision Guide

CeMAP 3 Case Study Simon and Claire

CeMAP 3 Case Study Garth and Tania

CeMAP 3 Revision Guide

Full 2 Hour CeMAP 3 Mock Paper

Revision Tips

CeMAP 2 and 3 Calculations – All Overviewed

CeMAP 2 Revision Guide 2021/2022

CeMAP 3 Revision Guide 2021/2022

CeMAP 2 Additional Test Pack

CeMAP 2 Part One - Mortgages and Regulation

CeMAP 2 Part Two - Mortgage Conduct of Business Rules

CeMAP 2 Part Three - Legal Aspects of Property

CeMAP 2 Part Four - Conveyancing, Property Defects and the Mortgage Market

CeMAP 2 Part Five - Mortgage Applications – Assessing the Applicant and the Property

CeMAP 2 Part Six - Additional Security, Mortgage Deeds, Offers and Insurance

CeMAP 2 Part Seven - Mortgage Repayment Methods and Protection

CeMAP 2 Part Eight - Mortgage Products

CeMAP 2 Part Nine - Post Completion Matters

CeMAP 2 Part Ten - CeMAP 3 Made Simple

CeMAP 2 - Protection Special - Welfare Benefits

CeMAP 2 - Protection Special - Income Protection

CeMAP 2 - Protection Special - Critical Illness Cover

CeMAP 2 - Protection Special - General Insurance Protection

CeMAP 2 - Protection Special - Factfinding and Quantifying Needs

Mortgage Livestream 2021 January 11 - Brexit and Mortgage Advising

Mortgage Livestream 2021 January 18 - Leasehold changes and tips to take an online exam

Mortgage Livestream 2021 January 25 - Business Insurance

Mortgage Livestream 2021 February 01 - Bitcoin Simplified (10 mins)

Mortgage Livestream - 2021 February 08 - Short Selling and Factfinding Part 1

Mortgage Livestream - 2021 February 15th - Debt consolidation and vulnerable customers

Mortgage Livestream 2021 February 22 - The Second "Big Bang" and Factfinding

Mortgage Livestream 2021 March 01 - Equity Release and The Mortgage Market in 2021

Mortgage Livestream - 2021 March 8th - The Mortgage Guarantee Scheme

Mortgage Livestream 2021 March 15 - Advising versus selling advice

Mortgage Livestream 2021 March 22 - Inflation and Charging Fees

Mortgage Livestream 2021 March 29 - Advising Mortgages and Personal Branding

Mortgage Livestream – 2021 April 12 – Bridging and Trainee Mortgage Advisers

Mortgage Livestream 2021 April 19 - Protection, CPI and BTL Cover

Mortgage Livestream - 2021 April 26 - Pension Contributions, Vanguard Warning and Bernie

Mortgage Livestream - 2021 May 04 - IHT, Wills and moving with the times

Mortgage Livestream - 2021 May 17 - Conveyancing, selling and CPD

Mortgage Livestream - 2021 May 24 – Income Tax Spotlight

Mortgage Livestream 2021 June 07 - Complaints, Inflation and Calculations

Mortgage Livestream - 2021 June 21 - the new CeMAP 2 and 3 plus measuring your CPD

Mortgage Livestream - 2021 July 05 - End of EU Passporting and Advisory Selling Skills

Mortgage Livestream - 2021 July 19 - GovCoins, Landlord Insurance and KPIs

Mortgage Livestream - 2021 July 26 - Share Protection Insurance

Mortgage Livestream - 2021 August 02 – Lead Generation and Objection Handling

Mortgage Livestream - 2021 August 09 - Rise of the Megabroker, Bridging and Coaching Protection

Mortgage Livestream - 2021 August 16 - Protection

Paul Archer’s Mortgage Livestream - 2021 August 23 - Bolt Ons for Protection and Closing

Paul Archer's Mortgage Livestream - 2021 September 06 - How to Become a Mortgage Broker

Paul Archer's Mortgage Livestream - 2021 September 13 – Long Term Care

Paul Archer's Mortgage Livestream - 2021 September 20 - AR v DA

Paul Archer's Mortgage Livestream - 2021 October 11 - MMT and Scots Law on Tenure

Paul Archer's Mortgage Livestream - 2021 October 18 – Metaverse and Income Tax

Paul Archer's Livestream - 2021 October 25 - Budget, Diversification and Guiding Your Client

Paul Archer's Mortgage Livestream - 2021 November 01 - Adviser Implications from the Budget plus taxation update for 2021/22

Paul Archer's Mortgage Livestream - 2021/11/15 - BNPL, Land Registration and Protection Selling Tips